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Supporting Documents (RH-3)

 

 

A. PERSONAL DOCUMENTS
For applicant and co-applicant/s
All the papers shall be submitted in original. Xerox copy if any, shall be get attested by a Gazetted Officer
Xerox copies of the following documents
Passport size photos – each two
Age proof – passport / school certificate / employer certificate
Address proof – passport / ration card / election ID card / Employer I.D.
Last six months bank A/c statement for applicant and co-applicant

B. INCOME DOCUMENTS
For both applicant and co-applicant (whichever is applicable)
If salaried
Latest salary slip
Salary certificate
Form 16 or IT returns with income computation for latest 3 years

If non – salaried
IT returns with computation of income for latest 3 years of the Concern/Firm/Company and the individual
Audited financial statements of the concern/firm/company for latest 3 years
Write up about the business
Details of credit facilities availed by the individual as well as concern/firm/company from any bank or financial institution.
Partnership deed, if applicableIf non-salaried, all the income paper copies should be duly attested by your auditor

GUARANTOR DETAILS: Duly filled and signed Guarantor form, one photograph/identity card Xerox/pay slip/salary certificate/form 16/IT ACK Xerox

C. For Purchase of Existing house / Apartment
Sale agreement
Draft Sale deed (to be approved by our Panel lawyer)
E.C. for latest 25 years IN ORIGINAL
Approved plan and permit
Latest property tax receipts
Prior Title documents (Parent deeds) for latest 25 years
IT clearance or Appropriate Authority clearance, whichever applicable
Patta

D. For Purchase of New Apartment
Sale agreement for undivided share ofland
Construction agreement between thecustomer and the builder
Registered sale deed for the undividedshare of land.
E.C. for latest 25 years IN ORIGINALwhich should reflect the sale in favour of the customer
Approved plan and permit
Other parent documents pertaining to theproperty for at least 25 years
IT clearance or Appropriate authorityclearance, whichever is applicable
Patta

E. Self Construction / Extension / Repairs
Sale deed in favour of the customer
E.C for latest 25 years IN ORIGINAL
Approved plan and permit
Prior title documents for latest 25 years
Estimation of construction duly attested by Chartered Engineer or approved architect
Patta
Latest property tax receipt

APPLICATION SHOULD BE SUBMITTED ALONG WITH PROCESSING FEE

In case of property purchased from statutory authority, improvement trusts, housing boards etc:
Allotment letter issued by the authority.
Allocation letter
Receipts of payments made to the authority.
Permission to mortgage
Non encumbrance/no dues certificate, if applicable
Title deed (after registration)

Reminders
Applicant must retain photocopies of all documents being submitted by him/ her for future reference.
Applicant may be asked to submit further legal documents if required by
REPCO HOME FINANCE LTD. or its approved lawyers.

Disbursals will be subject to 230 A Clearance of the seller and/or 37-I Clearance from the appropriate Income Tax Authorities, if applicable.
No disbursals will be made if the registration of the conveyance deed is Pending Market Value clearance.
 
 
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